In a shift from the existing welfare model, the government plans to transition health coverage for the Maldives National Defence Force (MNDF) and the Maldives Police Service to a private insurance scheme. This change, outlined in the detailed report on the proposed budget for 2025, aims to improve efficiency and reduce costs associated with the current welfare program.
The report highlights that the present medical program for the military and police allows only a limited scope of services, sometimes including non-essential cosmetic procedures, which are typically not covered under standard insurance plans. By implementing a private insurance package, the government aims to streamline health benefits for MNDF and police personnel and their families, eliminating wasteful expenditures and enhancing support.
The report assures that while the private insurance policy will cover most medical needs, the state will continue to fully cover any injuries sustained during active service, regardless of the insurance status.
Furthermore, recent changes to the Aasandha national health insurance program allow private insurance holders to access Aasandha if additional expenses exceed their insurance coverage, ensuring that those in service and their families receive comprehensive health care. This reform is expected to be implemented by early next year.
The report highlights that the present medical program for the military and police allows only a limited scope of services, sometimes including non-essential cosmetic procedures, which are typically not covered under standard insurance plans. By implementing a private insurance package, the government aims to streamline health benefits for MNDF and police personnel and their families, eliminating wasteful expenditures and enhancing support.
The report assures that while the private insurance policy will cover most medical needs, the state will continue to fully cover any injuries sustained during active service, regardless of the insurance status.
Furthermore, recent changes to the Aasandha national health insurance program allow private insurance holders to access Aasandha if additional expenses exceed their insurance coverage, ensuring that those in service and their families receive comprehensive health care. This reform is expected to be implemented by early next year.
